Eligibility of Insurance Products offered by us
The Insurance Products offered on our website are only available to members of the Institute of Leadership & Management who live and work in the United Kingdom, Northern Ireland, the Channel Islands and/or the Isle of Man.

Your Responsibilities
You are responsible for providing the complete and accurate information which insurers require in connection with any proposal for insurance cover. This is particularly important before taking out a policy and at a renewal, but it also applies throughout the life of the policy. If you fail to disclose any material fact or other information material to the insurance this could invalidate the policy and mean that claims may not be paid. You should check all details on any proposal form or statement of fact and pay particular attention to any declaration you may be asked to sign.

You must satisfy yourself that the limits of indemnity and sums insured provided under the insurance is adequate to cover any potential claim made against you now or in the future.

You should read thoroughly all insurance documents issued to you and ensure that you are aware of the cover, limits, terms and exclusions that apply. Particular attention should be paid to any warranties and conditions as failure to comply with them could invalidate your policy.

You should take note of the required procedures in the event of a claim which will be stated in the policy documentation. Generally, insurers require immediate notifications of claims or circumstances that might lead to a claim. You should inform us immediately of any changes in circumstances that may affect the services provided by us or the cover provided by your policy. If you are unsure about any matter, please contact us for guidance.

Handling Clients Money and/or Insurer Money
We collect and hold money as agent of the insurance undertaking. Interest will not be paid to customers in respect of money held in client bank accounts.

Conflict of Interests
Occasions can arise where we, one of our clients or product providers, will have a potential conflict of interest with business being transacted by you. If this happens and we become aware that a potential conflict exists, we will write to you and obtain consent before we carry out your instructions, and detail the steps we will take to ensure fair treatment.

Confidentiality of Personal Data
All personal information is treated by us as confidential and is processed in accordance with the relevant legislation. We will not use or disclose personal information without your consent, other than in the normal course of arranging and administering your insurance, except where we are compelled by law (including regulators or law enforcement agencies) to disclose such information. In such instances, personal information held by us may be disclosed on a confidential basis, and in accordance with the Data Protection Act 1998, to such parties.

Privacy Statement
Anchorman Insurance Consultants Limited is committed to respecting your privacy and any personal information that we obtain from this website will be collected and used in accordance with the Data Protection Act 1998 and other applicable UK legislation.

You have a right to ask for a copy of the information we hold on you at any time and to have that information corrected if it is inaccurate. Please contact us to do this. We will take all reasonable steps to confirm your identity before providing you with details of any personal information we may hold about you.

Use of information you provide
The information we collect may be used for the purposes of insurance administration by us, and may be disclosed to regulatory bodies for the purposes of monitoring and/or enforcing our compliance with any regulatory requirements. We share the data you provide with selected insurance providers and we also use your information to help perform statistical analysis of our site, to communicate with you, or arrange for delivery of products or services. By submitting a quotation request form you consent to your data being shared with our insurance providers. These businesses will not use your personal information except to provide services via us and they are required to maintain the confidentiality of your information.

Changes to this statement
We will occasionally update this Important Information and you are encouraged to periodically review it to keep informed about how we are protecting your information.